This is a question you will have to answer yourself, all I can do is mention some of the things that my clients have told me over the years.
The hardest thing for any coach / adviser / mentor to do is to get out of the way. I’ve had a lot of practice over the years and I believe I’m getting pretty good at this. I have no products to sell and no interests to serve other than yours. Our conversation will be free of bias and focused entirely on your needs and aspirations. The truth is you know what you want, my job is to help you work out what that is.
I ask a lot of questions and listen to the answers. All of us are driven by emotion, especially when it comes to money, so the questions will help you to see that there may be another way of doing things. As a sounding board it also helps that I have thirty years experience to draw on. Many of my clients have been working with me for years, and when I asked them why they keep coming back one of them said it was because I had “…a unique and sensitive approach...”
It’s all too easy to focus our attention on the ‘here and now’, this month’s bills, this year’s holidays and the car that needs replacing. We rarely allow ourselves time to think about our future, even though we know we should. I will help you to establish your financial priorities in the order that’s right for you. Together we will abolish the fear and guilt that usually accompany neglect and create a structure that will build your financial future.
To make this work you need a plan. Imagine a plan that puts all the variables of your financial life together - income, expenditure, assets, debts, investments – and shows you an accurate picture of where you’re going. Would that be helpful? This will be the foundation that puts you in charge of your financial future.
I am a creature of habit, early to rise and early to bed. I like to work and I like to walk and spend time with my family, especially my grandchildren. Wendy and I live by the River Severn in Worcester. Wendy does the cooking and I do the washing up and we’re slowly giving away our books , as we learn to use our Kindles.