Nicholas Lee
Making Sense of Money
The investment industry has done a brilliant job of convincing us that investment is difficult and requires unique (and expensive) expertise. The evidence does not support this view. “We know...
How retire two years earlier…   A fifty year old has built up a pension pot of £200,000. The fund is doing well and generating an average return of 6%pa compound. Having done hi...
What if, with a little consistent effort, you could: Know how much you can spend each day without guilt Eliminate short term debt Know you are saving money for your future Know you can ha...
Can't watch the video today? Read the blog below! Let's discuss the common problem of talking about money and the communication difficulties this creates between men and women. Lots...
Sassy, hard working, thirty and living in Manchester Thea, my brilliant daughter, is doing very well in IT Recruitment. So well in fact that she pays a lot of income tax and has ‘spare’...
This week Spring has been in the air. Each morning I open the kitchen window and smell fresh air and the bouquet from the huge bunch of daffodils on the window sill. The smell of daffodils is Sprin...
Welcome to Episode 1 of my Baby Boomer series. Not able to watch the video today? Why not read the transcript below instead:   We are going to be starting right at the end by looking...
Eighteen years ago today, on April 9th , my father died. My brother Simon, my mother and myself stood at his bedside in Intensive Care as his breathing faded. I remember the moment clearly.  ...
Everyone knows that money can't buy you happiness... right? Obvious! The evidence is overwhelming – lottery winners who end up in a dreadful mess despite their millions, successful busine...
The British have a unique and deeply neurotic relationship with property, houses especially, places we call home. We are a nation of homeowners. When house prices are rising we feel good. We feel s...
Being a child of the fifties I pretty much missed the 'Summer of Love'. I was twelve at the time (1967) and 'free love' was a vague (although appealing) concept to me. Reading that...
When was the last time you sat down and methodically went through your finances? Do you know what you are worth? What you owe? How much tax you pay? Do you know how much your pension is worth? Do y...
Yes. They are completely different.  Financial advice is about recommending a course of action, usually investing in a financial product such as an ISA, a pension plan or a life assurance p...
I love being a grandparent. The joy of children without the 24/7 responsibility of being a parent. Or as one of my clients so eloquently put it, “You can hand them back at the end of the day....
Most people don't, alas. There are three big life changes when people usually think about speaking to a financial professional: 1. When they need a mortgage to buy a house 2. When they...
Do you want more money? Daft question. We immediately say yes, without thinking. Of course.   If we are asked what we want to do with this money we'll probably say: go on holiday, buy...
In my work as a financial planner I invite people to engage in a simple three part process. To Create a Budget – so that they know what is coming in, where it is being spent and what, if...
If you don't want to watch the video today, why not read the transcription below instead?: It's 2015, I am sixty this year and I thought it would be fun to do a series of short blogs...
I ask the question because the NHS has launched a controversial calculator which predicts when you will have a heart attack or stroke – and compares a person’s heart age with their biol...
Unable to watch the video today? Why not read the transcript below: Our thirties are all about getting the balance right. Very often this is an intense period of our lives. Most of us...
Don't want to watch the video today? Why not read the transcript instead:  Now that I am sixty I have decided to send a little note to myself in my twenties, thirties, forties and...
As part of my Lenten journey this year I spent five days living in a Benedictine Monastery at Worth Abbey.  I have always been drawn to the simplicity of a monastic way of life and this was an...
ME:    I’m a financial planner. I help people make sense of money. PC:     Really...You’re a better man than me (smile). I’ve always found i...
My first day as a 'financial adviser' was June 28th 1982, over thirty-three years ago. The eighties were the 'glory days' for financial services – on the back of her Falklands...